*According to an April 2019 article published by Insurance Journal: https://www.insurancejournal.com/news/national/2019/04/12/523453.htm **Guaranteed Replacement Cost applies to the dwelling and requires home improvements over $5,000 to be reported within 90 days—not available with all policies and in all states. Coverage of costs to comply with laws or ordinances is subject to limits. Depreciation will be deducted until repair or replacement is made. Erie Insurance Exchange, Erie Insurance Co., Erie Insurance Property & Casualty Co., and Erie Family Life Insurance Co. (Erie, PA) or Erie Insurance Co. of New York (Rochester, NY). Go to erieinsurance.com for company licensure and product details.